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Question about car insurance:

Is anyone familiar with the way car insurance works? Specifically, I let a friend of mine borrow my car and she scraped the side of it while parking. Would I be able to go through her insurance to have it repaired or am I doomed to having to use my own? I've tried researching, but all I can really find is stuff about the latter.
I'd rather have her insurance cover it and not let mine know anything at all.

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Comments

psychoboyjack
Oct. 14th, 2009 09:13 pm (UTC)
I'd comment but I think our two systems are different. If I was in the car when it happened it would be covered. If I wasn't in the car when it happened then it would be screwed.

From my limited understanding her insurance has nothing to do with it since it's car insurance. As in, you're insured on your car. She's insured on her car. I don't think her insurance would cover her in your car. I think you're screwed. Is it a bad scratch?

*Shrugs.*

But what do I know. I'm just Canadian, eh?
psychoboyjack
Oct. 14th, 2009 09:14 pm (UTC)
Huh, just read the first sentence again and I guess I don't know how 2 right.

English Major ftl.