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Question about car insurance:

Is anyone familiar with the way car insurance works? Specifically, I let a friend of mine borrow my car and she scraped the side of it while parking. Would I be able to go through her insurance to have it repaired or am I doomed to having to use my own? I've tried researching, but all I can really find is stuff about the latter.
I'd rather have her insurance cover it and not let mine know anything at all.



Oct. 15th, 2009 10:33 pm (UTC)
just remember that any time you make a claim on insurance, your premium will likely rise, because you've "used" your insurance. most of the time, by the way, there's a deductible involved, and i'd imagine the cost of repairing a scrape/dent is less than that anyway, so you'd be better off just paying to have it done out of pocket.