Log in

No account? Create an account

Previous Entry | Next Entry

Question about car insurance:

Is anyone familiar with the way car insurance works? Specifically, I let a friend of mine borrow my car and she scraped the side of it while parking. Would I be able to go through her insurance to have it repaired or am I doomed to having to use my own? I've tried researching, but all I can really find is stuff about the latter.
I'd rather have her insurance cover it and not let mine know anything at all.



Oct. 14th, 2009 10:06 pm (UTC)
Your insurance travels with your car. I'm pretty sure her's will pick up whatever yours doesn't cover. I also think there is a certain amount of time that you have to put the claim in. Hasn't your car been like that for a year? I guess you could say it just happened...
Oct. 14th, 2009 10:08 pm (UTC)
I know that my insurance will cover it; I was just trying to avoid using mine at all for fear that my premium will increase. And yeah, it's been like that for almost exactly two years, but I was planning to tell them it just happened.